HAVE A BUSINESS PLAN. Do you have a concrete plan in place for your business? This is important to give your venture direction and purpose as well as helping to guide your decisions as the owner. This is also what you show lenders, investors, vendors, employees, customers and potential partners.

CHOOSE THE RIGHT LEGAL STRUCTURE. While this may not always be a first priority, it’s something you need to keep in mind. Different types of entities offer business owners different kinds of protection against liability. Since there are many ways to organize a company, and the needs of each business are different, we recommended that you speak with an attorney so that you can choose the structure that’s right for you.

HIRE WELL. As your business continues to grow and thrive, and as the responsibilities become too much for one person to handle, you’ll need to bring some helping hands on deck. The people you decide to hire can make or break your company, so it’s imperative that you come up with a strategy before you even start looking for your first employee.

MARKET YOUR TARGET AUDIENCE. Every successful company focuses on and caters to a very specific target market. Avoid scattering your effort and wasting time and energy trying to market to everyone. Instead, you’ll have a better shot at success if you keenly target the right prospects and attract a specialized customer base.

BE FLEXIBLE. No matter how much you plan ahead, there comes a time for every business where
something will have to change. It may be a change in customer’s preference or a
supply chain issue, but when the time comes, be flexible and weather the storm.

Commercial Real Estate Loans. FINDING YOUR BUSINESS A PLACE TO CALL HOME.

Security Credit Union can get you into the space you have envisioned for your business quickly and diligently whether you’re shopping to expand, downsize or start from scratch, we’ll help you find the perfect home for your business.

Equipment Loans. MAXIMIZING YOUR PRODUCTIVITY.

Let us help you make productivity a priority in your business. We can help you borrow money for any equipment that your business needs like:

-Tractors

-Lawn Mowers

-Bulldozers

-Landscaping Equipment

-Hauling Trailers

-Fork Lifts

-Snow Plows

Lines of Credit. ACCESSIBLE FUNDS FOR YOUR BUSINESS.

It’s not always easy finding the best option to fund a business. If you’re looking for an option that allows you to access funds anytime to help with major purchase, a Line of Credit could be a smart choice.

Small Business Administration (SBA) Loans 7A & 504 Program. ACCESSIBLE FUNDS FOR YOUR BUSINESS.

Kick-start your business with convenient access to cash, whenever it’s needed. SBA loan programs help qualified businesses find financing even when they may not meet conventional lending standards.

Apply for a business loan HERE! 

Convenience and value, working for you.

We are proud to serve local businesses of all kinds and at all stages of growth. Our Visa® Business Credit Card helps you
manage your expenses and focus on the bottom line.

It has value, convenience and security, all rolled into one card.

The Security Credit Union Visa® Business Credit Card gives you and your employees a quick, simple way to cover travel expenses, office supplies, online orders and more. It streamlines your accounting process, keeps your business and personal finances separate, and avoids the hassles of tracking cash receipts. Other benefits include:

• Low rates
• Online account management
• Verified by Visa® for secure online purchases
• Worldwide acceptance

Security Credit Union has a Checking Account for your business no matter how big or small. As a perk, it comes with a MasterCard Debit Card you can use instead of writing a check.

• MasterCard Debit Card. Members have access to 30,000 surcharge-free ATMs.
• $5 Minimum Balance. You can open a Business Checking Account with as little as $5.
• No Monthly Charges. Avoid monthly charges by using your debit card a minimum of 10 times per month.
• Online Banking & Mobile Apps. Access your account(s) 24/7 with our new and improved services.
• SCU Business Checks. Visit a branch near you or give us a call to place your check order.
• Overdraft Protection Options. With a variety of overdraft options, we can fit the needs of your business.
• Notary Service. Help prevent fraud & identity theft with our complimentary notary services.

We have savings and investment options that maximize your earnings no matter how much your business has to invest.

• No minimum balance to earn dividends. Earn competitive dividend rates through a tiered rate structure that increases as your balance does.
• $5 Minimum Balance.
• Money Market Accounts. Your business can earn higher dividend rates than what we offer in other accounts.
• Business Share Certificates. SCU offers various Share Certificate options to our Business Members based on your individual needs.

As an employer you know how expensive employee benefits are these days. Let Security Credit Union help! Encouraging your employees to become a Security Credit Union member is a great, cost-free benefit that shows you care about their financial well-being. Payroll Direct Deposit is available which saves you, your business, and your employees time and money.