Online Bill Pay lets you pay your bills online through Security Credit Union. You can pay anyone in the United States that you would normally pay by check or automatic debit, even if you do not receive bills from the company or person you want to pay.

• You can pay all of your bills at the Payment Center. You can also see a summary of your pending payments and the payments you've made in the past 45 days.
• You can receive some of your bills online in Online Bill Pay. You can view and pay these bills at the Payment Center.
• You can set up automatic payments to pay your electronic bills or to automatically schedule payments of a set amount at regular intervals.
• You can review your bills and payments for the past six months. You can also export your payment information to Quicken®.

To pay your bills online, simply add the companies and people you want to pay. We use this information to make the payments for your bills.

After you add your bills, you can go to the Payment Center. The Pay Bills section lists all of the bills you've added in Online Bill Pay. To pay a bill, enter a payment amount and the date when you want the company or person to receive your payment. You can also select this date from the calendar.

Tip: When you enter an amount, Online Bill Pay automatically displays the earliest date you can select for the company or person to receive the payment in the Pay Date box. You can either accept this date or change it to a later one.

You can pay as many bills as you want at the same time from the Payment Center.

After you pay a bill, it may move to either the Pending Payments section or the Recent Payments section of the Payment Center.

• The Pending Payments section provides a quick summary of the payments that have not been processed yet.
• The Recent Payments section provides a list of the bills that have been paid in the past 45 days.

You can also find a list of the pending and recent payments for a particular biller in the Payment Assistant.

If you can't find a payment in the Recent Payments section, go to Bill History, which shows all of the bills you paid in the past six months, including electronic bills and the bills that you pay automatically.

How secure is my bill payment and personal information?

Online Bill Pay uses several methods to ensure that your information is secure.

• SSL-Online Bill Pay uses SSL (secure sockets layer) which ensures that your connection and information are secure from outside inspection.
• Encryption-Online Bill Pay uses 128-bit encryption to make your information unreadable as it passes over the Internet.
• Automatic Sign Out-Online Bill Pay automatically signs you out of a session if you are inactive for a predefined time (usually 10 minutes). It is best if you sign out immediately after you finish your tasks in Online Bill Pay.

Yes, we've incorporated several enhancements based on priorities one and two of the World Wide Web Consortium's Web Content Accessibility Guidelines. These enhancements aim to make Online Bill Pay more accessible to assistive technology users.

Tips for Screen Reader Users

The following features may help you navigate Online Bill Pay more easily:

• Skip to Main Content Links-These links allow you to skip the page banner and the redundant navigation links and go directly to the main page content.
• Link Titles-If a link opens a new window, you are alerted in the link title. Most of the links have descriptive labels, but we provide additional information in the link title if necessary. For this reason, we recommend that you set your screen reader to read the link title attributes.
• Table Summaries-Whenever information is presented in a table format, we provide a brief description of the contents.
• Font Sizes-The fonts can be resized without significantly changing the layout of a page.

 Accessing the Payment Assistant

The Payment Assistant is a dynamic layer that provides payment-related information and links to certain features. The Payment Assistant and some of the application frames accessed from it use a presentation that may not be available to screen readers and other assistive technology tools at this time. However, you can access the same information and tasks on alternate application pages using the following table.

TaskRelated PageReview pending and recent paymentsGo to the Payment Center or Bill History.Enter the pay dateType the date in the format mm/dd/yyyy.Update biller informationGo to Manage My Bills and select a biller.Review electronic bills that are currently dueGo to the Electronic Bill Summary by clicking on the bill due icon on the Payment Center.Sign up for electronic billsGo to Manage My Bills and select a biller.Stop receiving paper billsGo to Manage My Bills and select a biller.

What are Terms & Conditions?

The Terms & Conditions are a complete and exclusive statement of the agreement between you and Security Credit Union regarding your Online Bill Pay service. The Terms & Conditions document contains information about authorization, liability, and limitation issues when using Online Bill Pay. In the event of a dispute regarding Online Bill Pay, you agree to resolve the dispute by looking to the Terms & Conditions document.

The Terms & Conditions document provides details about the following items:

• Payments that are prohibited.
• Password and security information.
• Your liability if unauthorized transfers occur.
• Errors or questions about your transactions.
• Situations in which your account information can be disclosed to third parties.
• Charges assessed based on services provided.
• Service transactions that are returned.
• Notification requirements for termination or discontinuation of the service.
  Types of payments and limitations on billers.